Why It Is Good To Opt For A Car Lease Option | Finance Blog

Many people are reverting to a car lease deal instead of purchasing theirs outright. If you are a motor enthusiast and your favorite model comes out every two years or so, then you get to drive the latest one for as long as you have a contract.

To get a car this way is very easy. It means that you rent one from a finance company that has already purchased the car. When the term expires, you have the option of paying off the vehicle or trading it in for a newer model.

The benefits of going this route are plenty. Say you are a small business owner but your car is rather old. You need to make an impression with your clients in order to land those important orders. By leasing the latest model of your favorite car, you will be seen as successful, thereby giving you a change to seal the deals.

An added bonus is the low deposit required. With a normal purchase deal, you would have to give a huge deposit to get finance. So spending your money on a small deposit on a lease option gives you more cash in your pocket to invest some place else.

The monthly payments on the car is much lower than a repayment on a bought vehicle because there is no added interest to the total amount. Leasing a car makes a lot of sense if you have a restricted budget.

Of course, if you can?t wait to drive that latest model, you can opt to trade-in your existing vehicle. You do not have the added headache of selling the vehicle because it is not yours.

Many finance companies offer flexible terms. Most begin at two years, but you can expect to see some contracts to last as long as sixty months, which in effect is five years.

Many businesses also lease their vehicles for those special tax breaks. Buying the vehicles outright, especially if they have a large fleet, does not make financial sense, because the vehicles are going to depreciate by the month. Leasing allows them to claim from the tax man and they do not have to worry about owning old vehicles.

Of course having lots of options available makes car leasing very attractive. You get to drive a new car whenever you want to, your trade-ins are handled by the finance company and you are under no obligation to purchase the car when the lease expires.

By obtaining a car lease, you can drive a new or late model car without the upfront cost of a purchase. Explore the options in styles and models by visiting the website at http://www.lease4less.org.uk/ now.

Source: http://www.financedblog.com/why-it-is-good-to-opt-for-a-car-lease-option.html

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6 Nu-Life Health And Fitness Supplements You Should Buy

Nu-Life boasts of 45 years of experience in creating some of the most reliable and safe health and wellness supplements in the market today. They are one of those companies who have stringent rules when it comes to manufacturing supplements made from chosen ingredients that can really offer the best results. Whether you are looking for a simple energy-boosting supplement or a mood-enhancing supplement, you can find them in Nu-Life.

Nu-Life Melatonin Tablets. Melatonin is a kind of hormone produced by our pineal gland. This is the hormone essential in promoting deep and well-regulated sleep. If you have trouble getting deep and uninterrupted sleep at night, this should be a good supplement to try. But in addition to its sleep benefits, it also works in preventing cellular damage due to its antioxidative benefits.

Nu-Life Proactive Caplets. Promote healthy prostate with this supplement. It contains herbal ingredients that have been proven effective in warding off prostate-related diseases. This has been loaded with an ingredient called saw palmetto, a powerful prostate health supporter. It also contains Pygeum Bark as well as Stinging Nettle, pumpkin seed and standardized Tomato.

Nu-Life B12 Sublingual Tablets. This is one of the best supplements that can help augment missing vitamin B 12 in the body. This is the type of Vitamin B that functions well in the metabolism of amino acids when proteins are forming in the body. It is needed to prevent memory loss, improve the brain?s concentration and focus, boost energy levels and lessen the likelihood of chronic fatigue.

Nu-Life Nu-Greens Spirulina. Spirulina is a comparatively unknown supplement ingredient. It is a kind of blue/green algae packed with antioxidants that can help you optimize your cellular health. In addition to that, it also supplies iron and vitamin B 12 to your body. It has also been loaded with proteins, beta carotene and active enzymes so you can improve your over all health, boost energy levels and enhance vitality.

Nu-Life Vitamin D3 1000 (The Happy Pill). One of the reasons why this is called ?The Happy Pill? is because of its ability in preventing unexplained mood changes and depression. It supplies the body with enhanced Vitamin D that can fight stress and chronic fatigue as well as regulate mood and improve bone density.

Nu-Life Energy Caplets. Due to its potent ability in fighting chronic stress, rejuvenating the body and preventing fatigue, this supplement has received a number of awards. It contains different types of ginseng roots such as Brazilian ginseng, Chinese ginseng, Red Korean Panax ginseng, Indian ginseng and Siberia ginseng root. You can also find other natural ingredients here such as Yerba mate leaf, royal jelly, bee pollen and cayenne.

Nu-Life is the company you can trust when it comes to effective and safe supplements. Find their supplements if you want to promote better sleep at night. Men can try Proactive supplements in order to avoid prostate diseases. B12 sublingual supplement is the supplement you need in preventing chronic fatigue. Make sure you keep your cells healthy by taking Nu-Greens Spirulina. Also promote healthy mood by using Vitamin D3 1000 supplement. And to improve your over all immunity, energy and vitality, try the Energy Caplets from Nu-Life.

Are you interested in learning more about Nu-Life health and fitness products? You can visit this vitamins and supplements website to answer all your queries.

Source: http://www.eddyarticles.com/health/alternative-medicine-articles-health/6-nu-life-health-and-fitness-supplements-you-should-buy/

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Dogs: The key wedge issue in San Francisco's mayoral election? (The Week)

New York ? The owners of the city's 150,000 dogs are exerting their political influence to tip divisive doggy issues in their favor

In recent weeks, dogs have made news for surfing and their contributions to the war on school bullying?? and now?they're entering the political arena. In San Francisco, the city's sizable population of dog owners is working to exert its influence on the upcoming Nov. 8 mayoral election. Here's what you should know:

How much political influence do dogs have in San Francisco?
A fair amount. It's estimated that 150,000 dogs live in the city, compared to just 108,000 children. "So it stands to reason dog owners carry a lot of clout," says USA Today. Dog owners have even formed a political action committee, DogPAC, dedicated to the health and welfare of dogs. Over the weekend, DogPAC held a forum that was attended by seven of the 16 mayoral candidates. "We expect the dog vote to be a game-changer," says DogPAC president Bruce Wolfe.

What are the issues facing San Francisco's dogs?
One key debate: Whether the city should ban dogs from large areas of parkland, including parts of the 75,400-acre Golden Gate National Recreation Area, to protect plants and wildlife. The Parks Service is considering fencing off some popular areas, and mandating leashes in open areas. "Time after time our bird-counters will tell us that in the areas opened up to dogs ? the birds have disappeared," says the Golden Gate Audubon Society's Mark Welther.?Other doggy issues include the cost of pet licenses, the shortage of pet-friendly rental properties, and the availability of trash cans in parks so dog owners can easily dispose of waste.

What are candidates doing to appeal to dog owners?
Mayoral candidate and dog owner Joanna Rees held her own "Bark in the Park" forum. "Open lines of communication between City Hall and pet owners ? as with merchants, educators, parents, working families and other stakeholder groups ? are the foundation of good policy," she says. Other candidates have made note of their puppy politics on their websites. "Making San Francisco a family friendly city means recognizing the multitude of ways in which we define families," says candidate and city attorney Dennis Herrera on his website. "That includes dogs and companion animals."

Are puppy politics biting any candidates?
Incumbent mayor Ed Lee didn't attend the DogPAC forum, and was swatted for it by another mayoral candidate, city supervisor John Avalos. "His Rose Garden strategy of avoiding debates and forums is keeping him from engaging with a group of real, engaged, and powerful San Francisco voters," Avalos said. On Monday, DogPAC announced that it would endorse Avalos, saying he "best represented the issues about which the city's 150,000 dog owners are concerned."

Sources: Associated Press (2) (3), USA Today

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Floods recede slowly in storm-battered Philippines

Floodwaters slowly receded Monday in many parts of the northern Philippines after two typhoons that killed nearly 60 people, amid appeals for more boats to bring food and water to residents refusing to abandon inundated homes.

Mayor James de Jesus of worst-hit Calumpit town north of Manila said that at least 15 villages were still inaccessible and evacuation centers crowded with about 15,000 people.

As waters subsided, many residents staying on rooftops for days refused to leave their homes for fear of burglars and instead asked to be delivered food and supplies. Others who took advantage of rescue boats lined up in long lines with containers to get drinking water.

"For now we need rescue teams with rubber boats. We need to distribute food and water to the families stranded by the floods. I cannot reach all of them personally," de Jesus said in a radio interview. He also appealed for additional police to guard against looters, with some people complaining about stolen property.

"Floods are receding, but some areas remain flooded," said Bulacan provincial disaster official Raul Agustin, adding that rescuers had difficulty reaching riverside villages because of strong currents.

At least 59 people were killed by the two typhoons that hit the northern Philippines days apart last week. Typhoon Nalgae killed at least three people Saturday.

It was headed Monday for China's Hainan Island and central Vietnam, where the worst seasonal flooding in more than a decade has killed 11 people, including five children, over the past week in the southern Mekong Delta.

Hundreds of people have died across Southeast Asia, China, Japan and South Asia in the last four months from prolonged monsoon flooding, typhoons and storms.

In Cambodia, flash floods along the Mekong River have killed at least 150 people since August and damaged 670,000 acres (271,000 hectares) of rice fields, 904 schools and 361 Buddhist temples, government disaster agency spokesman Keo Vy said Sunday.

The government in neighboring Thailand said heavy floods there have killed 206 people since August.

Four crew members died Monday and six went missing after a Panama-registered cargo vessel ran aground in heavy seas off the northern Taiwanese coast, the coast guard said. Another 11 sailors were rescued, it said.

In China, weather officials said heavy rain was expected to hit the south of the country over the next four days, with the coastal provinces of Hainan, Guangdong and Fujian the worst hit.

The National Meteorological Center said strong winds would also sweep coastal areas, and warned residents to stay indoors.

Nalgae, which was downgraded to a tropical storm, followed closely after Typhoon Nesat last week, which caused havoc in parts of southern China, flooding rivers and knocking out power lines. The strongest typhoon to hit since 2005, the official Xinhua News Agency said it affected more than 500,000 people in Hainan.

___

Associated Press writers Teresa Cerojano in Manila and Scott McDonald in Beijing contributed to this report.

Source: http://www.msnbc.msn.com/id/44752288/ns/weather/

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Develop your Book Marketing Strategy Now! | Eaducar.com

[unable to retrieve full-text content]Here are some marketing activities you can begin working on right now while you are writing your book. Become a well-known speaker in your community. If you have a fear of speaking join a Toastmasters International ...

Source: http://eaducar.com/develop-your-book-marketing-strategy-now/248/

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Find Out How to Treat Childhood Obesity - Health

Find Out How to Treat Childhood Obesity

Because of the abundance of fast food and the predominance of technology gizmos, childhood obesity is now threatening our kids lives with diseases that once only affected only adults. A recent study by the American Medical Association estimates about 14 percent of children 2 to 5 years old, about 19 percent of kids 6 to 11 years old and about 17.5 percent of teenagers are obese. Trying to find how to treat childhood obesity requires we look at some of the obesity statistics that shows the causes and also how we can help induce a healthy weight loss.

It is not easy been fat as a kid. I was obese as a kid and the teasing from other kids and some adults was merciless. People whispered behind my back, you need to lose weight or stay off the fast food. It got so bad, i refused to go out and play. My self esteem suffered and followed me into adulthood. As a kid i wished my parents talked to me about good body mass index or enrolled me in any childhood obesity prevention program. All i got was more love, expressed with having all the snacks i wanted and that made my life a living hell.

If you have an obese kid, the best time to help is now and you should be implementing a healthy weight loss program. Please do not become sensitive when trying to help your child with obesity problem. What they need is tough love and the truth about what causes obesity and the damage it can do health wise and self esteem wise. Below are some of the childhood obesity causes and obesity prevention tips to get you in the right direction.

How to Treat Childhood Obesity ? Food Control

The biggest cause of childhood obesity is too much consumption of food. Yes, food refers to anything that goes into our mouth and swallowed. That would also include all snacks, drinks etc. The only thing excluded is water. Have you noticed how obese kids, have obese parents. I can tell you , it would be almost impossible to get your children to lose weight if you?re obese. Children mimic their parents regardless of what you might think. So as you encourage your kid to lose weight, be part of the effort if you?re obese.

Start by completely changing your diet and food purchases. Do not do it slowly, because that would only create failure mechanisms. You need to introduce your obese child to a calorie counting calculator. Get them to think before they eat. Change your brand of cereal and only buy one box at a time. Buy low fat milk and only buy one container. Replace all the sugary drinks you used to buy with bottled water. Encourage you kid to drink at least a cup of water before each meal.

Buy a nice blender and start making your own juices, using only natural original fruits like apples, grapes, plums, bananas etc. Please do not put into your smoothie any sugar, honey, yogurt etc. Use only natural fruits and ice. Eliminate all sweet drinks from your household. Do not be tricked by the cute labeling that trick your brain into thinking they?re good for you. You?re the adult and it might be time you started acting like one, by buying foods that will help your child lose weight.

Remember that, all processed foods like fries, burgers, chips plus fried chicken contain lots of calories and very unhealthy oils that contribute to unhealthy weight gain. You need to introduce your kid to a good home cooked healthy meal.

How to Treat Childhood Obesity ? Physical Activities

Please have your kid see a doctor to determine his or her body mass index. Immediately introduce some physical activities into your child?s life. Watching television or playing video games is not exercising. Encourage bike riding, walking or backyard basketball. All physical exercise must induce sweating and also healthy weight loss. Do not let your kid seat in front of the television and while away time. Create a weight loss exercising routine to help treat childhood obesity and make sure you enforce it.

Some of the childhood obesity prevention tips would only work if you as the parent is also in shape or participate in any healthy weight loss program you design for your kid. Finding the best how to treat childhood obesity is not easy, but some of the above tips should get you moving in the right direction.

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Related Posts:

Quickest Way to Lose Weight Naturally ? Useful Weight Loss Tips

Tips on How to Select a Bariatric Surgeon

Discover Weight Loss Workouts

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Source: http://healthinfotimes.com/find-out-how-to-treat-childhood-obesity-13144.html

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Finance and Lease Fitness, Gym, Exercise Machinery and ...

Finance and Lease Fitness, Gym, Exercise Machinery and Equipment, New and Used, Leasing and Financing Programs Update, Part1

Finance and lease fitness, gym, exercise, machinery and equipment programs are still available for new and used ?equipment, however leasing and financing volume for the first part of 2010, was basically flat for most United States Industries.

Even though we are going through tough credit times, gym, fitness, exercise, machinery and equipment financing and leasing is still available for the good credit applicant and also for the not so good applicant. We are going to discuss the available gym, fitness, exercise finance and lease programs in general to give you an idea that money is still available for start up and seasoned businesses.

First we are going to start with the applicant with great credit. That would be an applicant with 680 or higher credit and time in business that exceeds three years. The applicant should not have any prior bankruptcies and should have low debt ratios. This applicant can qualify up to ,000 application only programs. Additionally, this gives the good credit applicant a good opportunity to acquire a great lending rate. If the applicant seeks more than ,000, they will have to provide more documentation to qualify. This would include two years prior years business and personal income tax returns and the summary page of your last three months business bank statements.( high average bank balances are looked at favorable)? A personal financial statement might be required as well as interim financial statements. A copy of the invoice detailing the fitness, gym and exercise equipment acquisition would be required as well..

?

Applicants with personal credit scores between 650 and higher still have a good opportunity to acquire their desired fitness, gym and exercise equipment acquisition. They should have a minimum of three years in business without prior bankruptcies. Low debt to income ratios are also looked at favorable. Additionally, some lenders still might offer application only programs and anything beyond the minimum application only levels would require the same documentation as above.

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With the second tier credit described above, the rates will be slightly higher than ?A? Credit with great fitness, gym, and exercise equipment and machinery financing and leasing opportunities available.

?

Applicants with Credit scores between 600-650, there are many fitness, gym and exercise equipment lending programs available without perfect credit. Even though there may be some dings on the applicant?s credit, there are still financing and leasing opportunities out in the financing market. There won?t be application only programs but plenty of lenders will look at you. Once again, strong healthy bank balances with time in business with profitable operations showing on your tax return is a big plus? Usually, full documentation information is required. The front money in these financing programs can run anywhere from 10-20% where as the first two programs can run as low as the first two payments..

?

There are other lenders that are not credit driven, but are story book driven. They work with start ups and seasoned businesses without perfect credit. They are more cash driven, and require some additional requirements to qualify. These lenders rates are higher than the gym, fitness and exercise programs described above but gives the applicant options that might be available elsewhere..

?

There are other lenders that are not credit driven at all but look at the free and clear assets that are available to the lender. Most lenders like machinery, bulldozers, trucks, excavators, etc that have retained a good value. These are cash poor applicants but have good qualified assets that the lender will qualify.

These lenders have their own formula to work out a lending base. One should call to find out the particular details (Copies of free and Clear Titles are required).These finance and lease programs can finance up to ,000,000 or more based upon qualified assets.

In this recession, many lenders have had to focus on their repossessed fitness, gym and exercise?equipment inventories instead of normal business due to cash flow demands, out of balance credit lines with their own lenders, and competing with other lenders for the small supply of buyers in the market place.

In the prior better times, there were many application only programs up to 0,000 and 0,000. This meant there were no financial statements, tax returns or bank statements required. Today, there are less application only lending programs available, or the available programs require more information and their rate factors are higher than before. Due to problems in the economy, many lenders have gone back to more conventional lending requirements. .

These lending changes have a tremendous impact on normal business for marginal credit buyers, start up businesses and more mature businesses. One interesting area that has arisen out of this economic downturn is dealer/special financing. With all the repossessions in the market place today, buyers still have a unique business opportunity to acquire a repossession with a credit score as low as 550. Repossessions can be obtained with very little or no money down, sixty months to repay, regardless of age, and more favorable financing terms than conventional financing.

Since new business capital is difficult to obtain, it is suggested that the start up and seasoned business examine the repo markets. This could be a rewarding in the combination of both price and financing.

Remember, there are finance and lease programs that go into the millions for larger applicants, obvious they will require full documentation packages.

?If conventional isn?t available to you for whatever reason, please check out the repossession market and see what deals you may be eligible for

?Happy hunting for your new and used fitness, exercise and gym equipment and machinery acquisition and its related financing.

????? ??

?

Rick has over thiry years in the financial field, including leasing, working capital and hard asset money loans, and commercial lending.

U.S Corporate Capital Leasing assistst the start up and seasoned businesses for all their?exercise, gym and fitness financing needs.

http://www.cclgequipmentleasing.com/lease_equipment.htm

http://www.cclgequipmentleasing.com

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Bookmark and Share Tags: Equipment, Exercise., Finance, Financing, Fitness, Lease, Leasing, Machinery, part1, Programs, Update, used Categories: Fitness

Source: http://health.foxxbrain.com/2011/10/02/finance-and-lease-fitness-gym-exercise-machinery-and-equipment-new-and-used-leasing-and-financing-programs-update-part1/

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$599000 :: 19618 Amazon Basin Bnd, Lutz FL, 33559 | Lutz Florida ...

Property Photo

4 beds, 3 full baths
Home size: 3,631 sq ft
Lot Size: 55,583 sq ft
Added: 09/28/11, Last Updated: 09/29/11
Property Type: Residential / All, Residential / Single Family
MLS Number: T2489110
Tract: Sanctuary On Livingston

Need room to roam and a place to play? How does a game of pick up football, corn hole or horseshow sound? There is plenty of room to play, entertain or even garden on this 1.25 acre property. When you have finished playing, you can retire to your outdoor living area, fire up the outside fireplace and the grill or relax in your heated spa. Once inside this home, you are greeted with luxury at every turn. Diagonal tile throughout the living areas, trey ceilings, 8 foot doors, surround sound throughout the home, to name a few. Entering this home through the 8 foot double doors, you are greeted by a beautiful view to the pool through the formal living room. To your left is a dining room that will host a grand dinner party. Continuing on, is a kitchen that was built for entertaining ? 5 burner gas stove top, built in oven and microwave, storage abound, an island with a sink, breakfast bar, and more that opens to a large breakfast nook and a large family room complete with trey ceilings, beautiful built-ins and 2 way gas fireplace. Large sliding doors provide a view and access to your outdoor living area. The master suite is complete with its own a/c unit, 2 walk in closets, a door out to the pool area and a master bath that will make you feel like you are at a spa. There are three large bedrooms and a bonus room that will accommodate a pool table and opens to the outdoor kitchen/living area. This home is built for entertaining and family. Call for an appointment to view this home.

Listed with KELLER WILLIAMS TAMPA PROP.


Brought to you by Marc Vitorillo, Florida Team Realty. Call me today at 813-641-4477!

Posted on September 29, 2011. Data is believed to be reliable, but not guaranteed. Login for current updates.

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Don&#39;t use women as shields to hide crime, 24x7 Bahrain Online News

The Interior Ministry on Friday hit back at the allegation and baseless propaganda for humiliating women by the law enforcing agencies.
?The Minister urged decent Bahraini families to steer women away from flouting the law to spare them any danger or affront,? the Ministry said, which cautioned against deliberately politicizing the issue.
The Ministry of Interior reaffirmed the respect and esteem for Bahraini women. ?The ministry is an integral part of Bahraini society?, it said, stressing the commitment of its personnel to customs and traditions ?being the cornerstone of national identity.

The statement was in response to allegations made at some mosques and rallies under the slogan ?women?s humiliation?. The ministry hit back at those who hid behind, pushing women to break the law.

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