TAMPA, Fla. -- Republican rule-makers are drafting tougher penalties for states like Florida that schedule presidential primaries earlier than the party wants them to.
The tentative vote by the Republican convention rules committee seems to strengthen Iowa's and New Hampshire's traditional role of hosting the nation's first presidential votes.
Using existing rules to punish Florida for jumping the line in the primary calendar, Republican leaders cut in half the state's number of delegates to next week's nominating convention in Tampa. Florida will have 50 voting delegates, not 99.
Under the rules change tentatively approved Friday, states that buck future official GOP primary schedules will be granted no more than 12 voting delegates.
The proposed change is subject to final votes by the committee and by the full convention.
Source: http://www.miamiherald.com/2012/08/24/2966579/gop-to-florida-no-more-primary.html
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Debt management companies make use of a number of debt management programs and techniques which are designed to help you in times debt crisis. Most of these companies assign specialized consultants and counselors to guide in all your financial matters. But it is imperative that you follow the details and guidelines provide by them. In other words, only the debt management company is not enough to eliminate your debts. The same approach and zeal is expected from you. The counselor begins with asking a number of questions from you about your current financial state and then tries to formulate the most suited debt management program. These debt management programs are directed towards the current financial state of specific clients based on their repayment limits and debts. At the same time, not all of these programs are suitable for all. The next important thing is to give all the details to your counselor after which he or she provided with an idea about the various merits and de merits about the programs. Opting the most suited debt management program, is the prime idea here which indeed comes to decide the outcome of your case.
Source: bankruptcies.org
As unbelievable as that sentence sounds, it is very real! The Governments stimulus package has set up a mechanism for helping individuals who have over 10K in credit card debt! Although the card companies are not eager to let their account holders know this fact, there are funds in the stimulus package to help debtors pay their debts if they meet that amount, or to erase the account from the books totally.
Source: waystoreducedebt.net
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Source: typepad.com
The researchers tested whether closing individual accounts affects a consumer?s likelihood of eliminating their overall debt, regardless of the absolute amount of debt in the closed accounts. To do so, they examined nearly 6,000 consumers in a debt-settlement program, which is a program designed for borrowers who can?t meet the minimum monthly payments on their debt accounts. Participants are required to make a single payment each month to a designated savings account. The debt settlement firm negotiates with the consumer?s creditors to reduce the balance due on the consumer?s debts and the money saved in the accounts goes to pay off the reduced balances. It typically takes several years to pay down the balances.
Source: nytimes.com
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Source: typepad.com
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Source: typepad.com
Tags: debt management companies, debt management program, debt management programs, help, program
Source: http://debtreliefmag.com/can-debt-management-companies-really-help/
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Women seeking an abortion are seven times more likely to report physical or sexual abuse at the hands of their partners than the US national average for domestic violence, a study published Monday found.
The study comes as a Republican senatorial candidate triggered a firestorm of criticism after he suggested that "legitimate rape" rarely causes pregnancy.
Explaining his complete opposition to abortion, even in the instance of rape, Representative Todd Akin said pregnancy from rape was rare because of biological reactions to "legitimate rape."
"First of all, from what I understand from doctors, (pregnancy from rape) is really rare," Akin said in an interview widely distributed by Democrats.
"If it's a legitimate rape, the female body has ways to try to shut that whole thing down."
A previous study found that five percent of rape incidents result in a pregnancy among women of reproductive age and estimated that rape causes more than 32,000 pregnancies in the United States every year.
Monday's study by the Guttmacher Institute, a non-profit concerned with reproductive health and abortion rights, said poverty, relationship problems and disruptive events such as losing a job led women to terminate pregnancies.
The study aimed to help understand why poor women are far more likely to terminate a pregnancy than their more affluent counterparts.
Poor women accounted for 42 percent of the 1.21 million abortions performed in the United States in 2008, up from 27 percent of the 1.31 million abortions performed in 2000.
Seven percent of the women surveyed by Guttmacher after seeking an abortion reported that they had been physically or sexually abused by the man with whom they became pregnant. National surveys have found that slightly more than one percent of US women report abuse at the hands of their partners.
Poor women, meanwhile, were twice as likely to say they had been physically or sexually abused by the man who impregnated them than abortion-seekers with higher incomes (9.3 percent versus 4.4 percent.)
The researchers cautioned that these numbers should be considered a "conservative" measure of the degree of abuse because women often don't acknowledge that they've been forced into a sexual act or physically hurt by their partners.
Nearly 9,500 women completed an anonymous, four-page questionnaire distributed by the staff of 95 facilities providing abortions in 2008.
Some 20 percent of respondents -- and 25 percent of poor women -- said they had been unemployed for at least a month and 14 percent said they'd fallen behind on their rent or mortgage.
Relationship problems were also common -- 16 percent said they had separated from their partner or husband in the past year while six percent said their partner had been jailed.
Ten percent of respondents said they'd had a baby in the past 12 months and that number rose to 14 percent among women living below the poverty line.
About half of the abortion patients were using contraception in the month they got pregnant, but poor women were less likely to have used birth control than those who were better-off.
"Most women accessing abortion services in the USA had dealt with at least one disruptive event in the 12 months preceding the abortion," the study concluded.
The study was published in the Journal of Family Planning and Reproductive Health Care.
Source: http://news.yahoo.com/abortion-seekers-seven-times-more-likely-abused-022540975.html
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RALEIGH, N.C. (AP) ? A company that wants to turn grasses grown on North Carolina hog farms into motor fuel on Wednesday got the federal backing it wanted before building an ethanol plant supporters think could mark a milestone in the state's rural economy.
The U.S. Agriculture Department said Wednesday it has approved a loan guarantee worth $99 million for Wilmington-based Chemtex International Inc., backing a larger bank loan for the $170 million project. The company plans to build an ethanol plant near Clinton in Sampson County that will convert high-energy grass varieties into 20 million gallons of ethanol a year. Production is expected to start in 2014.
The Chemtex facility is expected to create 65 full time jobs with estimated average salaries of more than $48,000 per year. Median household income in Sampson County, home to about 64,000 people, was nearly $36,000 in 2010, according to the U.S. Census Bureau. Another 250 jobs are anticipated for people who grow and deliver the feedstock grasses, maintain equipment, and related tasks.
The project will help reduce dependence on foreign oil, increase farm income, and create rural jobs, the USDA said. The department is "focused on the production of renewable energy from a wide variety of non-food sources, including energy grasses," Agriculture Secretary Tom Vilsack said in a statement.
The company is signing up hog farms to grow the grasses on up to 30,000 acres of hog spray fields, turning that land into a new cash crop for farmers. Water used to suspend and carry hog waste is sprayed on nearly 100,000 acres of farm fields in Sampson, Duplin, and Wayne counties.
Farmers now grow Coastal Bermuda grass to soak up the water-borne nutrients, and landowners must be persuaded to switch to growing energy grasses including miscanthus and switchgrass. The USDA previously approved $4 million that will pay farmers in 11 southeastern North Carolina counties most of their costs of planting the energy grasses the ethanol plant needs.
County leaders have approved financial incentives to attract the ethanol plant. State lawmakers this year briefly considered a special tax break allowing a company to deduct 25 percent from its North Carolina tax bill of the cost of constructing and equipping the facility.
The biofuel refinery is the ninth to get USDA support as the Obama administration spurs the development of plant-based ethanol from plants other than corn. Other ethanol plants in Michigan, Oregon, Florida, Nevada, Iowa, and New Mexico are using feedstocks including farm field leftovers like wheat straw, low-value trees, municipal solid waste, and algae.
The North Carolina announcement comes at a time that the effects of U.S. drought and global demand have pushed the price of corn so high it's idled a half-dozen ethanol plants in the Midwest's Corn Belt this year. North Carolina's first ethanol plant went bankrupt last year despite $35 million in USDA loan guarantees and millions more in loans and private investment after corn prices surged.
More than 95 percent of the nation's ethanol plants use corn starch as their basis for the biofuel.
Earlier this month, more than 150 members of Congress signed a letter co-sponsored by U.S. Rep. Mike McIntyre, D-N.C., urging Environmental Protection Agency Administrator Lisa Jackson to relax government rules requiring that a certain percentage of corn production go to making ethanol for transportation fuel. Poultry-state governors have complained that ethanol is driving up costs for animal producers as well as consumers.
Though federal tax credits for ethanol producers are expiring, demand persists as the military tries to go green. The Navy, USDA and the U.S. Energy Department are pumping $500 million into producing fuels to power the country's warships and planes and cut the military's reliance on foreign oil.
___
Emery Dalesio can be reached at http://twitter.com/emerydalesio
Source: http://news.yahoo.com/ethanol-maker-gets-usda-backing-nc-fuel-plant-184328895--finance.html
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Maybe you are considering bankruptcy or running on your loans, but there is a better solution. A debt consolidation loan will free you from decades of 20% interest payments on credit cards and allow you to put away some money into your savings at the end of each month if you go about it the right way.
First of all,Chaussures Femme luxe, be honest about your financial situation. Do some research into the different types of debt consolidation that exist. There are many different companies and plans to choose from. You might think that you won?t qualify for a debt consolidation loan because of poor credit, but in fact, getting a consolidation loan can improve your credit. Making reasonable financial decisions can improve your entire financial future.
If you are reading this, you have probably woken up to the fact that you are fighting in an un-winnable battle. You are buried in debt. This debt has possibly been accruing for some time and your idea it would all go away magically ? or the ?out-of-site?, ?out-of-mind? thought process would simply eliminate your debt. It won?t and generally will never delete your debt, repair your credit or relieve you of any obligations to repay your debt.
A few things to keep in mind as you search for a debt consolidation loan are to make sure you practice due diligence with the loan companies you consider. Make sure you understand the financial language and ask questions to make sure points and considerations are clear. Working with a reputable company will ensure that you will be given the respect and terms you deserve. Be aware that there are a growing number of vultures who prey on those with dire financial positions.
Debt Consolidation Loans Are Easier Than You Think
Another important thing to consider is that most of the loan officers you speak with will be working on either a flat commission or commission against a draw, so make sure you do your own homework. While it is good for them to get your loan, very often they will not give you all the information you require or they will possibly tack on the highest interest rate allowed by law, if possible. Before going in to speak with the loan officer, know what the common interest rates are before you speak with them. Make sure you know upfront what the closing costs will be and let them know that you are shopping around for the best debt consolidation loan.Chaussures Femme luxe
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By NBC News staff and wire reports
U.S. stocks faded in late trading Tuesday after the S&P 500 hit a four-year high on hopes that central banks will act in the near future to stimulate the global economy.
The Standard & Poor's 500 hit the year's intraday high of 1,426.68, its highest since May 2008, in late morning trading on Tuesday. The benchmark index has risen 3 percent so far in August.
Most of that gain has come in rallies on a few outsized days, while other sessions have seen small incremental increases. Volume has been light as investors wait for central banks' meetings next month where policymakers are expected to take action to ease Europe's debt crisis and boost the economy.
"Obviously, market participants are expecting something positive out of central banks. The major question now is: 'Are they right? Are they getting too ahead of themselves?"' said Paul Mendelsohn, chief investment strategist at Windham Financial Services in Charlotte, Vermont.
The CBOE Volatility Index or VIX, Wall Street's fear barometer, rose 4 percent to 14.58. The VIX usually moves inversely to the S&P 500.
The Dow Jones industrial average was down 68.06 points, or 0.51 percent, at 13,203.58. The Standard & Poor's 500 Index was down 4.96 points, or 0.35 percent, at 1,413.17. The Nasdaq Composite Index was down 8.95 points, or 0.29 percent, at 3,067.26.
Technology stocks were the day's underperformers.
Facebook Inc director Peter Thiel sold roughly $400 million worth of shares in the Internet social networking company last week, cashing out most of his stake. The sale comes as Facebook's stock lost 50 percent of its value since its IPO earlier this year. In Tuesday's session, Facebook shares fell 2.2 percent to $19.57.
The chief executives of Apple Inc and Samsung Electronics Co Ltd have talked, but did not settle the high-stakes patent dispute between the two electronics companies, a Samsung attorney said in court on Monday.? Apple shares fell 1.4 percent to $655.66.
Talk of ECB intervention in debt markets resurfaced after a weekend report in Der Spiegel, German magazine, that the central bank would target specific yield levels as part of any bond-buying program. The ECB tried to quash that speculation on Monday, but traders cited a story in The Daily Telegraph, a British newspaper, saying it could confirm the reports that ECB experts were examining plans to effectively cap Spanish and Italian debt yields.
While that does not advance the process of the ECB actually intervening - still largely dependent on German political leaders' attitude at key meetings next month - investors see that as evidence that the ECB is moving closer to action.
The euro rallied to a seven-week high against the dollar on Tuesday, bolstered by talk that the European Central Bank will take action to ease Spanish and Italian borrowing costs.
Best Buy Co shares lost 2 percent to $17.79 after hitting a 52-week low of $16.25 earlier in the day. The company cut its fiscal-year profit outlook on Tuesday, citing lower expectations for industrywide sales and uncertainty about key product introductions. The consumer electronics retailer also suspended its share buybacks for the year.
(AP and Reuters contributed.)
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Source: http://marketday.nbcnews.com/_news/2012/08/21/13399002-stocks-fade-after-touching-new-highs?lite
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